Turn Your Unpaid Invoices Into Cash

Don't wait for net terms. Our dedicated customer support team will guide you along the way.

Turn Your Unpaid
Invoices Into Cash

Don't wait for net terms. Our dedicated customer support team will guide you along the way.

Turn Your Unpaid Invoices Into Cash

Factoring lines up to


Rates as low as


Approvals as fast as

24 hours

Start your application

Need Help? Call 855-739-8883

A line of credit gives you access to funds up to your credit limit which can be borrowed and paid back multiple times while only paying interest on the money you borrow. This is a flexible and typically unsecured way to borrow money for seasonal businesses or businesses that need help managing cash flow or handling unexpected expenses.

What is invoice factoring?

It is a transaction that allows your company to sell receivables to a third party at a discount. It is also known as account receivable financing, where asset-based financing are received by business owners an advance capital in exchange for their unpaid receive.

Small business owners across a wide variety of industries, clients who have issue to pay or refuse altogether are real. Every type of business is having circumstances that find themselves that affect industry loans as business loans.

Options are carefully in order to choose the right funding solution for up growing.

Access more capital
with full flexibility

Free up your cash

Unlike a traditional loan, there are no recurring payments when your customer pays by the invoice due date.

Transparent fees

Know exactly what you’re paying with our straightforward fees. We charge a simple weekly fee due when the invoice is paid.

Fund only what you want

You decide how many and which invoices to submit. Fund only what you need, when you need, without long-term contracts.

Get larger credit limits

Get a credit line based on the strength of your customers. As your sales grow, so can your credit limit.

What you need to get started

Minimum qualifications

What you need to apply

Ready to apply? Get started

How Does Invoice Factoring Work?

Using the factoring services means that company is growing and expanding without any receivable hit account. Growth is access to business capital and bank financing.

Invoice Factoring is used as a short-term quick fix for a business that is facing a cash flow slow down. Owners always want to resolve the root cause, non – paying customers. Dealing with unpaid invoices is crucial to the long-term health of the business that faces issues regularly.

When you consider factoring as an option, there is a difference between recourse factoring and non-recourse factoring. Contract factoring is financing agreement between the Construction Company and factor.

How it works

Fill out our quick & easy online application

We find the best possible offer for your business in minutes

Receive the funds in your account in under 24 hours

How to Qualify For Invoice Factoring?

The qualifying criteria for invoice factoring depend on loan that provides as invoice funding. Qualifying invoice financing is easier than qualifying for other types of business loans. The lender is more concerned about the reliability of business customers to pay their invoices, as opposed to borrows ability to repay loan.

Although business loans requirement may not be as important with invoice financing, it’s very likely that lenders look at factors like your credit score, time in business and annual revenue.

All the financing is stronger for your business qualification, like you can access invoice financing with most ideal rates and terms.

In the end invoice factoring is the only solution for B2B or service-based businesses that are looking for free cash up flow tied in unpaid invoices.

Invoicing can be expensive, especially when your customers are late to pay. Types of financing, you’ll consider and compare your option is ensuring that find best, most of the solutions for your business.

Meet our advisors.

Call us at (800) 723-1691

meet the loan advisors of fundmate

Why is it better?

Unlike traditional business loans, available through banks or credit unions, that look at your credit history, business & personal tax returns, our revenue based funding program only considers your business income over the last 3 months. This allows us to precisely determine your business’ performance and provide you with timely and competitive offers.

Don’t let cash flow issues distract you



Best for

Our 3 Step Process


Fill out our Quick Apply application.

We review your application

We review your goals and present you with programs matching your needs, getting an offer in 24 hours.

Receive funding

Choose the program that fits you best and receive funding within 48 hours.

How do I qualify?

If you have been in business for at least 3 months and are depositing a minimum of $10,000/month, you are already pre-qualified for our revenue based funding program.

Ready to get started?

Applying will not affect your credit score

What can I use the money for?

There’s no restriction on what you can you use the money for, though we recommend putting the funds towards income multiplying activities. Our customers usually use the funds for: purchasing inventory, payroll financing, equipment financing, marketing campaign funding, business expansion capital.


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Don't wait, see what you qualify today

Applying will not affect your credit score