Trucking Business Loans

Trucking Business Loans: Get the Capital You Need to Keep Hauling

The open road doesn’t wait — and neither should your business. Whether you’re a seasoned owner-operator or just rolled out your first rig, the trucking industry demands agility, grit, and working capital that keeps your wheels moving. At Fundmate, we specialize in trucking business loans designed for the hard-working men and women who keep America running.
SBA Loan - Fund Mate

Why Truckers Trust Fundmate for Business Loans

You didn’t build your company sitting behind a desk — you built it behind the wheel. That’s why our loan solutions are built with speed, simplicity, and flexibility at their core. While banks make you wait weeks, jump through hoops, and pile on the paperwork, Fundmate delivers fast funding without hassle.

Here’s what makes us different:

  • No hidden fees
  • No perfect credit required
  • Approvals in 24 hours
  • Funding in as little as 1–2 business days
  • Tailored for trucking companies of all sizes

Built for the Road: Loans for Trucking Companies That Hustle

Operating a trucking business isn’t cheap. Fuel costs, maintenance, insurance, licensing, payroll — it stacks up fast. When cash flow hits a bump, Fundmate smooths it out.

Whether you run one truck or a fleet of 50, our trucking company loans help cover:

  • Fuel advances & rising diesel costs
  • Truck repairs or part replacements
  • Payroll for drivers and support staff
  • Upgrading or adding new trucks
  • Bridging delayed invoice payments
  • Compliance and regulatory fees

Let’s be real — slow funding puts your business at risk. When you can’t move freight, you don’t get paid. Our goal? To keep you hauling, not waiting.

Who We Serve: From Owner-Operators to Growing Fleets

We know trucking. From independent drivers to regional carriers and freight logistics companies, Fundmate supports businesses across the transportation industry.
Owner-Operators

Just getting started? Need working capital for your first rig? Our small business loans for truck drivers make it possible to fuel your dream.

Fleet Owners

Managing multiple trucks means juggling complex expenses. Fundmate offers business loans for trucking companies that help cover growth, staffing, and expansion needs.

Freight Brokers

Cash flow gaps between invoices? Use our funding to pay carriers faster, build trust, and scale operations.

Fast Funds. Flexible Terms. No Red Tape.

Getting a trucking business loan shouldn’t feel like a DMV visit. We cut the red tape and give you direct access to working capital, without all the delays traditional lenders pile on.

Loan Features at a Glance:

Feature

Fundmate Solution

Loan Amount

$5,000 – $500,000

Approval Time

As fast as 24 hours

Funding Speed

Typically within 1–2 business days

Credit Score Requirement

Flexible (we look at the whole picture)

Repayment Options

Daily, weekly, or customized

Term Length

3 to 18 months

Growth: Turn Capital into Competitive Edge

You’re not just surviving — you’re building. Our funding helps truckers outmaneuver big fleets, grab market share, and grow without waiting for slow-paying brokers or traditional banks.

Use your trucking business loan to:

  • Take on new contracts without delay
  • Invest in high-efficiency or eco-friendly trucks
  • Expand your routes or workforce
  • Market your services and grow your client base
  • Cover insurance and compliance with confidence

Don’t wait for opportunity. Create it.

Same Day Business Funding

Why SBA Loans May Not Work for Truckers

You’ve probably heard of the SBA loan for trucking companies. While the interest rates may look good on paper, here’s the truth:

  • Slow approval times (30–90+ days)
  • Strict credit and collateral requirements
  • Lengthy paperwork and business plan reviews

In fast-moving industries like trucking, SBA loans often fall short when time is critical. Fundmate gives you the speed and flexibility you need, without making you feel like a number.

How to Apply for a Trucking Business Loan

Getting started with Fundmate is fast and hassle-free. Here’s how:

Step 1: Apply Online

Fill out a quick application. Takes 5 minutes or less.

Step 2: Speak with a Funding Specialist

We'll review your business, discuss options, and tailor a loan to fit your needs.

Step 3: Get Funded Fast

Once approved, funds are deposited — often within 24–48 hours.

That’s it. No stress. No stalling. Just straight-up funding designed for truckers.

Real Stories From the Road

"After two of my rigs broke down in the same month, I didn’t know how I was going to make payroll. Fundmate got me funded in two days — no hoops, no stress."

"Banks told me I needed two years in business. Fundmate gave me a shot when no one else would."

Fuel Your Trucking Business With Confidence

You already work harder than most. Your funding partner should, too.

At Fundmate, we’re proud to offer trucking business loans that work as hard as you do — without the corporate attitude or endless paperwork. Whether you need a quick cash injection or a reliable partner for long-term growth, we’re in your lane.

Ready to Roll?

Don’t let cash flow slow you down. Get the funding your trucking company needs to power forward — fast.

Apply now for your business loan for a trucking company, or call us today to speak with a funding specialist.

FAQ: Trucking Business Loans

Do I need perfect credit to apply?

Nope. We look at your business performance, not just your credit score.
Anything that helps your trucking company grow — fuel, payroll, repairs, insurance, you name it.
Many of our trucking clients receive funding in 1–2 business days.
Absolutely. We serve single-truck operators and large fleets alike.
Yes. We specialize in approvals that traditional banks can’t offer.