Apply Online for a Business Line of Credit

Enjoy the flexibility of a revolving line of credit. Draw as you need and pay only for what you use.

Apply Online for a Business Line of Credit

Enjoy the flexibility of a revolving line of credit. Draw as you need and pay only for what you use.

Apply Online for a Business Line of Credit

Credit lines up to


Rates as low as


Approvals as fast as

5 minutes

Start your application

Need Help? Call 855-739-8883

A line of credit gives you access to funds up to your credit limit which can be borrowed and paid back multiple times while only paying interest on the money you borrow. This is a flexible and typically unsecured way to borrow money for seasonal businesses or businesses that need help managing cash flow or handling unexpected expenses.

What is business line of credit?

As you borrow from your credit card that allows money as line of credit does, you have to continue accessing capital you need for ongoing growth. It is a type of business financing that allows funds to be used on as-needed basis and up to a specified limit.

A line of credit is a credit account with predetermined credit limit that can be needed or repaid over time. Funds for business purchase such as inventory, supplies and operating expenses is better than using traditional loans.

Business typically uses a line of credit to remodel or expand their stores/offices, need some tools or equipment, payroll or any type of high expenses in their business.

FundMate is here to provide the best line of credit for business owners that provide more flexibility than regular business loans.

Fast Working Capital
Made Simple

Funds available on demand

Enjoy peace of mind by having money available for any business expense. Draw funds with a click of a button.

Only pay for what you use

No fees to open or maintain your line. No prepayment fees, monthly maintenance fees, or account closure fees.

Access to a revolving line

Draw as little or as much as you want from your available credit. Your credit line replenishes as you make repayments.

Financing that grows with you

We support your business growth by getting you the right credit line for your business size at any stage.

Types of business line of credit:

Revolving business credit score: Businesses who have a strong credit score; credit limits are generally higher than implies after the withdrawals are repaid.

Non- Revolving business credit score: For small businesses that have weaker credit score; credit limits which are generally lower, that doesn’t replenish.

Secured business line of credit: it is credit where it is backed by a valuable asset like a vehicle, account receivable, equipment or inventory.

Unsecured business line of credit: the higher interest rates and strict qualification then it doesn’t require borrowing the provided collateral.

What you need to get started

Minimum qualifications

What you need to apply

Ready to apply? Get started

How Business line of credit work?

Small business is able to work quickly and effectively in times of growth or fluctuating cash flow. If you really need to manage the flow of the cash, purchase inventory or unexpected expenses, a business line viable option.

Revolving the LOC, even if you are not going to use it the ideal time to apply for business funding is when it’s not required or not even when you are desperately looking for capital.

Business credit card is credit line that has the same benefits and drawbacks. The money you borrow is the only money you pay for interest, if you don’t borrow more than certain specific amount it is up to you to use it or repay the money once have reached credit limits.

How it works

Fill out our quick & easy online application

We find the best possible offer for your business in minutes

Receive the funds in your account in under 24 hours

Secured and Unsecured line of credit:

If you are getting line of credit for your business that are of two types Secured and unsecured line of credit. Let us show you some more information about secured LOC and Unsecured LOC.

Secured Line of Credit:

It is types of credit where an agent or lender will give you credit on an asset you are able to give. By chance you are not able to repay your asset, it will be seized by the lender/agent. It is a risk but you will get higher credit limits and lower interest rates as compared to an unsecured business line of credit.

As business owners there are several kinds of credit which is based on security. There are some more home equity lines of credit, which are collateral secured lines of credit that are designed more to provide small business.

Unsecured line of credit:

It is a line of credit where no collateral is required because its approval is much faster. It similarly works as credit card where there is no collateral for them to seize if you miss out, that is more risk for lender or agent. This line of credit includes:

• High interest rates
• Shorter lines of credit
• More difficulty qualifying

Meet our advisors.

Call us at (800) 723-1691

meet the loan advisors of fundmate

Why is it better?

Unlike traditional business loans, available through banks or credit unions, that look at your credit history, business & personal tax returns, our revenue based funding program only considers your business income over the last 3 months. This allows us to precisely determine your business’ performance and provide you with timely and competitive offers.

Don’t let cash flow issues distract you



Best for

Our 3 Step Process


Fill out our Quick Apply application.

We review your application

We review your goals and present you with programs matching your needs, getting an offer in 24 hours.

Receive funding

Choose the program that fits you best and receive funding within 48 hours.

How do I qualify?

If you have been in business for at least 3 months and are depositing a minimum of $10,000/month, you are already pre-qualified for our revenue based funding program.

Ready to get started?

Applying will not affect your credit score

What can I use the money for?

There’s no restriction on what you can you use the money for, though we recommend putting the funds towards income multiplying activities. Our customers usually use the funds for: purchasing inventory, payroll financing, equipment financing, marketing campaign funding, business expansion capital.


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Applying will not affect your credit score