Apply Online for a Long Term Loan

Enjoy the flexibility of a Long term loan. with monthly payments keeping your cash flow strong.

Apply Online for a Long Term Loan

Enjoy the flexibility of a Long term loan. with monthly payments keeping your cash flow strong.

Loan terms up to


Rates as low as


Loan Term up to

10 Years

Start your application

Need Help? Call 855-739-8883

A line of credit gives you access to funds up to your credit limit which can be borrowed and paid back multiple times while only paying interest on the money you borrow. This is a flexible and typically unsecured way to borrow money for seasonal businesses or businesses that need help managing cash flow or handling unexpected expenses.

What is Long Term Business Loan?

A minority business loan that typically lasts three to ten years is called a long term loan. A long-term loan is a business financing option for established businesses or business growth then need a large amount of capital at a lower interest rate for growth. The advantage of a long term business loan is low-interest rates and more manageable payments or spread out over a long time payment.

Our long term business loans, the approval process is convenient and simple, and we connect you with the right-sized capital to meet your business goals.

Long Term Loan
Made Simple

Funds available on demand

Enjoy peace of mind by having money available for any business expense. Draw funds with a click of a button.

Low Interest Rates

Borrowers with the highest credit scores can take advantage of interest rates of less than 5%, making this one of the most affordable loan options.

Small Monthly Payments:

Large expenses can be broken down into affordable monthly payments by taking out a long-term business loan..

Financing that grows with you

We support your business growth by getting you the right term loan for your business size at any stage.

How Long Term Loans Work

Long Term business loans are allowed to you to meet your short term business needs with favorable terms. Whether you open a new business or grow your terms or want to launch a new business/product, these expansion loans can help you for betterment of your business.

Applying for long-term business loan, will receive a full amount of loan that has passed. Business growth initiates and set your business up for long term success. Long term is wisely characterized in 12 months or many long periods of time. Industry standards are qualifies for “long-term Loans” at the same point’s long-terms can be range for small businesses.

The lengthy repayment periods, long-term business loans typically have lower interest rates and rates ideal for funding business growth, refinancing existing debt, or making large purchases like real estate or equipment.

Long Term Business Loans Uses

Long term are generally used for defined as a specific loan amount to repay as per schedule lasting for 2 to 25 years, or either it is adjustable principal and interest rate, and monthly payment is deducted from the business account.

Small business mostly chooses long-term financing to cover larger investments that support the growth of the business. It is flexible to when you use them to fund your most valuable business opportunity.

Long term business loan has purpose that may include working capital, equipment purchase, expansion or renovation of existing real estate, and an abundance of other business needs. Due to payback time, the qualification are strict, where solid credits, histories, time in business, and other factors will play an internal role when trying to qualify for a long- term loan.

What you need to get started

Minimum qualifications

What you need to apply

Ready to apply? Get started

Benefits of Long Term Loans

The benefits of long-term loans are taking more time to repay and lower monthly payments. Long term business loans typically include big funding amounts and lower interest rates and payments, compared to short term business loans. FundMate interested rates are less than 5%, making this one of the most affordable loan options for lenders.

How it works

Fill out our quick & easy online application

We find the best possible offer for your business in minutes

Receive the funds in your account in under 24 hours

Meet our advisors.

Call us at (800) 723-1691

meet the loan advisors of fundmate

Why is it better?

Unlike traditional business loans, available through banks or credit unions, that look at your credit history, business & personal tax returns, our revenue based funding program only considers your business income over the last 3 months. This allows us to precisely determine your business’ performance and provide you with timely and competitive offers.

Don’t let cash flow issues distract you



Best for

Our 3 Step Process


Fill out our Quick Apply application.

We review your application

We review your goals and present you with programs matching your needs, getting an offer in 24 hours.

Receive funding

Choose the program that fits you best and receive funding within 48 hours.

How do I qualify?

If you have been in business for at least 3 months and are depositing a minimum of $10,000/month, you are already pre-qualified for our revenue based funding program.

Ready to get started?

Applying will not affect your credit score

What can I use the money for?

There’s no restriction on what you can you use the money for, though we recommend putting the funds towards income multiplying activities. Our customers usually use the funds for: purchasing inventory, payroll financing, equipment financing, marketing campaign funding, business expansion capital.


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Don't wait, see what you qualify today

Applying will not affect your credit score