Restaurant Loan

Restaurant Loans to Fuel Growth & Keep Your Business Cooking

Running a restaurant is equal parts passion and pressure. From juggling payroll to replacing a faulty oven at the worst possible time, you need financial flexibility to survive—and thrive. That’s where FundMate comes in.

We offer fast, flexible restaurant loans designed to support your unique business journey—whether you’re launching a food truck, expanding your bistro, or modernizing your kitchen.

SBA Loan - Fund Mate

Restaurant Financing That Works the Way You Do

As a busy restaurateur, you don’t have time to chase slow approvals or fill out endless forms. FundMate gives you direct access to restaurant funding options built around your business, not against it.

Whether you’re a franchise owner, a seasoned chef ready to open your own place, or a catering professional who needs short-term cash flow—we’ve got a funding solution for you.

Explore Tailored Loan Options for Restaurants

Same Day Business Funding

Emergency repairs, rush orders, or seasonal staffing. Get cash fast—sometimes within hours—with our same day loan for restaurants. Perfect for covering unexpected costs without skipping a beat

Restaurant Line of Credit

Keep things running smoothly during quiet months or supply chain delays. A flexible restaurant line of credit gives you capital on demand—you only pay interest on what you use.

Equipment Financing

Buy or lease high-end ovens, dishwashers, POS systems, or new dining furniture. Get a restaurant equipment loan to modernize your kitchen without draining your cash reserves.

Invoice Factoring

Cash in on unpaid invoices for large catering events or bulk suppliers. With invoice finance for restaurants, you can turn slow receivables into fast funding.

SBA Restaurant Loan

Long-term investments like building acquisition, renovation, or new locations. An SBA loan for restaurants provides low rates and extended repayment terms ideal for long-term growth.

Long-Term Business Loans

Open new locations, rebrand, or launch a new concept. Structured, predictable financing that supports your vision—without cash flow stress.

Why Restaurant Owners Choose FundMate

Fast Online Application

No paperwork, no waiting in line.

Lightning-Fast Approvals

Get approved in 24 hours or less.

Flexible Loan Options

We understand seasonal revenue and food industry cycles.

Dedicated Support

Talk to real people who understand your business.

Same Day Business Funding

Financing Solutions for Every Food and Beverage Business Loan

Whether you’re running a food truck, a catering business, or a bakery, FundMate offers flexible loan options tailored to your unique financial needs. From securing working capital for seasonal events to investing in equipment or expanding your venue, we’ve got you covered. Here’s how we help:

Catering Business Loans

Seasonal event preparation, ingredient inventory, or team expansion.

Food Truck Financing

Purchase or upgrade food trucks, mobile kitchen equipment, and initial stock.

Bakery Loans

Renovating storefronts, buying commercial ovens, or funding high-volume ingredient supplies.

Real Stories from the Kitchen

We used FundMate’s line of credit to stay afloat during a rough season. It kept us open when it really counted.

Try Our Restaurant Business Loan Calculator

Take the guesswork out of borrowing. Use our restaurant business loan calculator to estimate your payments, interest, and terms instantly.

Frequently Asked Questions

What types of loans can restaurant owners apply for?

We offer same-day funding, SBA loans, lines of credit, equipment financing, and more.
No! We work with many business owners with fair or average credit.
Most restaurant owners receive funds in as little as 24–48 hours.
Nope—use them for payroll, equipment, renovations, expansion, or any operational need.